. Bird lore . improved realestate within the City of New York, andthat the President, Treasurer and Coun-sel of the Association be, and they herebyare appointed a Committee to arrange forsuch investments, with the express under-standing that no mortgage loan shall bemade in a larger amount than two-thirdsof the appraised value of any property;such appraisal to be made by any one ofthe following parties: Official appraisers of Title Guaranteeand Trust Company; Official appraisersof Lawyers Title Insurance and TrustCompany; Douglas Robinson, Charles S. Brown & Co.; Horace S. Ely & Co. The above


. Bird lore . improved realestate within the City of New York, andthat the President, Treasurer and Coun-sel of the Association be, and they herebyare appointed a Committee to arrange forsuch investments, with the express under-standing that no mortgage loan shall bemade in a larger amount than two-thirdsof the appraised value of any property;such appraisal to be made by any one ofthe following parties: Official appraisers of Title Guaranteeand Trust Company; Official appraisersof Lawyers Title Insurance and TrustCompany; Douglas Robinson, Charles S. Brown & Co.; Horace S. Ely & Co. The above motion was unanimouslycarried. It was suggested by Dr. Palmer thatthe Association should in a systematic wayprovide wardens employed by this organi-zation with suitable bird books and otherliterature, in order that they may learnthe proper names and true value of thebirds they are protecting, and also thatthey may be able to impart such knowledgeto the public among whom they work,when occasion Fifth Annual Report of the National Asso-ciation of Audubon Societies, 1909 CONTENTS ADDRESS OF THE PRESIDENT. Education as a Factor in Audubon of Birds to Man. REPORT OF THE and Losses in of and Financial. REPORT OF FIELD AGENTS. Edward Howe Forbush in New Lovell Finley on Pacific Coast. REPORTS OF STATE SOCIETIES. Reports from Alabama, Arizona, California, Connecticut, Delaware, District ofColumbia, Florida, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts,Maryland, Michigan, Minnesota, Mississippi, Nebraska, New Hampshire,New York, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Penn-sylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, Wash-ington, Wisconsin. LIST OF MEMBERS AND OF TREASURER. ADDRESS OF THE PRESIDENT ANNUAL MEETING 1909 EDUCATION AS A FACTOR IN AUDUBON WORK.—RELATION OF BIRDS TO MAN Members of the National Association: In our ad


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