. Men who made San Francisco. F. B. Lloyd FB. LLOYD is president of the Pacific. Surety Company and has for severalyears been engaged in the insurance business inSan Francisco with unusual success. His father,Frederick B. Lloyd, was English by birth, andhis mother, Jane Lloyd, was Irish. Mr. Lloydwas born in New Zealand in 1 873. His officesaie in the First National Bank Building and hehandles some of the largest insurance policies intiie city.

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