The Survey October 1916-March 1917 . Sur-vev. The bankers were warned fromtheir own ranks that a nation-widethrift campaign must seek more than de-posits and must be broadly educationalif it would be effiicacious. Their atti-tude toward these broader views of theirfunction was tested also by their dis-cussion of the relation of the govern-ment to the banks. The two critical points at which re-action might have been expected werewith reference to postal savings and thefederal reserve act. The discussion ofGovernment and Private Institutionsfor Savings by Carter B. Keene, direc-tor of postal sav
The Survey October 1916-March 1917 . Sur-vev. The bankers were warned fromtheir own ranks that a nation-widethrift campaign must seek more than de-posits and must be broadly educationalif it would be effiicacious. Their atti-tude toward these broader views of theirfunction was tested also by their dis-cussion of the relation of the govern-ment to the banks. The two critical points at which re-action might have been expected werewith reference to postal savings and thefederal reserve act. The discussion ofGovernment and Private Institutionsfor Savings by Carter B. Keene, direc-tor of postal savings, evoked no dissentand was received with hearty was his claim that theverdict today is almost unanimous thatpostal savings have filled a neglectedniche in our social and economic sys-tems ; that postal savings banks havebrought $90,000,000 from unprofitableand insecure hiding places; and thatthe well-defined policy of the postalsystem is not to interfere with the ac-tivities of sound private savings insti-. When Nature Turns Outlaw Blow, winds, and crack your cheeks! rage! blow!—You cataracts and hurricanoes, spout Thus King Lear, in Shakespearestragedy, defies the elements. Butman, even today, cannot challengenature with impunity. The unsinkable ship goes downlike a rock from the impact of aniceberg. The fireproof building isburned. The monument, built forunborn generations, is riven by light-ning or shaken down by an earth-quake. There are storms which maketrain service impossible, which de-lay the mails and which close thepublic highways to the usual in the cities there are timeswhen the street cars do not run, andneither automobiles or horse-drawnvehicles can be driven through floodsor high-piled snowdrifts. Such conditions increase the de-pendence on telephone wires, whichthemselves are not exempt from thesame natural hazards. Fortunately,however, the Bell System has facedthese dangers and well-nigh over-come them. Masses of wires a
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