. Bulletin of the Department of Agriculture. Agriculture; Agriculture. BULLETIN No. 840 Contribution from the Office of Farm Management. H. C. TAYLOR, Chief. Washington, D. April 27, 1920 A SYSTEM OF RECORDS FOR LOCAL FARMERS5 MUTUAL FIRE INSURANCE COMPANIES. By V. N. Valgben, Investigator in Agricultural Insurance. CONTENTS. Page. Introduction 1 Systems now in use 2 System recommended 2 Policy register 3 Increases and cancellations 8 Cash receipts and disbursements 8 Page, System recommended—Continued. Annual report 9 Index of policy holders 15 Periodic summaries 16 Conclusion 22 INT
. Bulletin of the Department of Agriculture. Agriculture; Agriculture. BULLETIN No. 840 Contribution from the Office of Farm Management. H. C. TAYLOR, Chief. Washington, D. April 27, 1920 A SYSTEM OF RECORDS FOR LOCAL FARMERS5 MUTUAL FIRE INSURANCE COMPANIES. By V. N. Valgben, Investigator in Agricultural Insurance. CONTENTS. Page. Introduction 1 Systems now in use 2 System recommended 2 Policy register 3 Increases and cancellations 8 Cash receipts and disbursements 8 Page, System recommended—Continued. Annual report 9 Index of policy holders 15 Periodic summaries 16 Conclusion 22 INTRODUCTION. There are nearly 2,000 farmers' mutual fire insurance companies in the United States. Most of these farmers' mutuals are strictly local concerns, confining their business to a single county or at most a few adjoining counties. Many even limit themselves to a fraction of a county. These companies, generally speaking, have been very suc- cessful, and they are saving the farmers of the country a large sum of money every year by reason of the relatively low cost at which they furnish insurance protection. One of the greatest needs of a large percentage of these companies is a system of records which is simple and sparing in its demands upon the time and effort of the secretary, and yet makes readily available all necessary information concerning the business of the company. This need has been emphasized on many occasions by officers of farmers' mutuals. The desire for greater uniformity in the records of these companies has frequently been expressed also by supervising State officials as well as by the companies' officers gathered in conventions of State or national associations. Note.—Acknowledgment is due Messrs. G. A. Nahstoll and A. V. Swarthout, in- vestigators in market business practice, of the Bureau of Markets, for suggestions em- bodied in this bulletin. 150641°—Bull. 840—20 1. Please note that these images are extracted from scanned page images that m
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