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Hardware merchandising January-March 1911 . case. The con-clusion was therefore inevitable that, inpaying premiums to old line companies, hardware merchants were helping tosupport insurance on risks which weremuch less satisfactory than the regularhardware store. The experience of a large number ofAmerican Hardware Mutual Companies,had demonstrated that a hardware riskwas really to be considered of preferredquality for severa-1 reasons, chief ofwhich were: 1. Where usual care is taken in thestorage and handling of oils, hardwarestores are considered a preferred risk. 2. The risks are isolated,
Hardware merchandising January-March 1911 . case. The con-clusion was therefore inevitable that, inpaying premiums to old line companies, hardware merchants were helping tosupport insurance on risks which weremuch less satisfactory than the regularhardware store. The experience of a large number ofAmerican Hardware Mutual Companies,had demonstrated that a hardware riskwas really to be considered of preferredquality for severa-1 reasons, chief ofwhich were: 1. Where usual care is taken in thestorage and handling of oils, hardwarestores are considered a preferred risk. 2. The risks are isolated, few hard-ware stores being so close together as toendanger one from a fire in the other. It was felt that, on account of mutualcompanies having no agents, commisionsor expenses, considerable rebates couldbe made to members on premiums paid. After listening to the committees re-port, the association adopted the follow-ing resolution: That the Mutual Fire Insurancecommittee prepare a further report be-fore the next annual meeting, flic said. f
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Keywords: ., bookcentury1900, booksubjectbu, booksubjectimplementsutensilsetc