. The Pacific tourist . Merchants Exchange,all combine pleasing and impressive features,and are thoroughly built and costly building, corner of California and Mont-gomei-y Streets, occupied by Wells, Fargo & CosExpress, was the first substantial erection in thecity. It was impoited from China, where thestone was all cut and fitted, ready foi- its place. One feature of San Francisco architecture isbay-windows. Few private houses are without proportion of the population live in lodgings andgo out for their meals. Jlie tendency to a moresettled mode of life, however, increases, and


. The Pacific tourist . Merchants Exchange,all combine pleasing and impressive features,and are thoroughly built and costly building, corner of California and Mont-gomei-y Streets, occupied by Wells, Fargo & CosExpress, was the first substantial erection in thecity. It was impoited from China, where thestone was all cut and fitted, ready foi- its place. One feature of San Francisco architecture isbay-windows. Few private houses are without proportion of the population live in lodgings andgo out for their meals. Jlie tendency to a moresettled mode of life, however, increases, and agreat number of private dwellings have beenerected by individuals and building associations,of late years. The Real Estate Associates buildand sell on an average a house a day, and havedone so for three years past. They build bydays work, in thorough style, chiefly houses ofsix and eight rooms, and sell them for one-fifthcash, and the remainder in 72 monthly install-ments, based on 9 per cent, interest for the de-. HOODLUMS. them, and the last built hotels, the Grand, theFalace, and Baldwins, have their whole surfacestudded with them, to the great comfort of theirguests, and equal defacement of their externalappearance. San Francisco is called the BayCity. It might well be named the bay-win-dow city. The mildness of the climate and theinstinctive craving for sunshine, are considera-tions which will always make bay-windows adesirable and a favorite feature here. A stranger will observe here the great numberof restaurants and furnished lodgings. A large ferred payment. Most of the uniformly builtblocks of detached houses in the city, were bniltby them. They always built detached liouses,which are safei- in case of fires. A great conflagration may overtake any city,but this is more secure than its wooden appear-ance indicates. Owing to the dampness fromsummer fogs and winter rains, and the liabilityof injury by earthquakes, wood is the only desir-able material for d\v(>llings.


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Keywords: ., bookauthorshearerf, bookcentury1800, bookdecade1870, bookyear1876