The Worcester of eighteen hundred and ninety-eightFifty years a city . 434 The Worcester of if Mercantile Agencies. — The priniar_v function of mercantile agencies is toaftord means for ascertaining the credit of persons engaged in business; butthe purpose and effect are more comprehensive than the compilation anddistribution to subscribers of a black list. These agencies exert animportant influence in the promotion of trade, as a sjstematic investiga-tion of the responsibility of those having commercial relations and thereports based upon it afford important data indicating the trend ofbusine


The Worcester of eighteen hundred and ninety-eightFifty years a city . 434 The Worcester of if Mercantile Agencies. — The priniar_v function of mercantile agencies is toaftord means for ascertaining the credit of persons engaged in business; butthe purpose and effect are more comprehensive than the compilation anddistribution to subscribers of a black list. These agencies exert animportant influence in the promotion of trade, as a sjstematic investiga-tion of the responsibility of those having commercial relations and thereports based upon it afford important data indicating the trend ofbusiness in general. These reports are consulted throughout the country,and are regularly cjuoted by the press. The printed volumes containing thecommercial ratings are a great individual convenience and saving, as bv. THEEVANSAPARTMENT BLOCK. them a merchant or manufacturer can at once ascertain the financial stand-ing of anyone in trade in any part of the country, without the delay orexpense incident to a personal investigation by correspondence or is well provided in this respect. The agency of Edward Russell,now absorbed by the R. G. Dun Company, has had an office in this cityfor several years. The Bradstreet Company, which formerly includedWorcester in its Boston district, now has an office in Worcester. Thiscompany, by a uniform system, covers all parts of the United vStates, andmaintains branches in Great Britain, Germany, France, Holland, Belgium,Austria and Australia. The Evans.—The writer has long believed that the usual method of con-structing buildings is defective, and that one of the worst enemies to their The Worcester of 1898. 435 jicrnianency, shrinkage, could in a great measure be prevented. Thematter seemed so important that on the large buildings erected by


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