How to live : rules for healthful living based on modern science : authorized by and prepared in collaboration with the Hygiene Reference Board of the Life Extension Institute, Inc. . 51.»°/o MI6MER TMAfc AMONG ABSTAINERS TtlE LIKE EXTENSION INSTITUTE, INC 100%60% t% | | THE SCOTTISH TEMPERANCE LIFEASSURANCE CO. OF GLASGOWHEALTHY MALES -WHOLE LIFE POLICIES1883-1918 1883-87 88-92 93-97 98-1902 03-07 08-12 PERCENT 100 90 80 70 60 50 *0 30 i / 7 EXPECTED MORTALITY* 100 .% NON-ABSTAINERS. RATIO ACTUAL TO EXPECTED MORTALITY-— 86%ABSTAINERS. RATIO ACTUAL TO EXPECTED MORTALITY — • —- — 46%MORTAL


How to live : rules for healthful living based on modern science : authorized by and prepared in collaboration with the Hygiene Reference Board of the Life Extension Institute, Inc. . 51.»°/o MI6MER TMAfc AMONG ABSTAINERS TtlE LIKE EXTENSION INSTITUTE, INC 100%60% t% | | THE SCOTTISH TEMPERANCE LIFEASSURANCE CO. OF GLASGOWHEALTHY MALES -WHOLE LIFE POLICIES1883-1918 1883-87 88-92 93-97 98-1902 03-07 08-12 PERCENT 100 90 80 70 60 50 *0 30 i / 7 EXPECTED MORTALITY* 100 .% NON-ABSTAINERS. RATIO ACTUAL TO EXPECTED MORTALITY-— 86%ABSTAINERS. RATIO ACTUAL TO EXPECTED MORTALITY — • —- — 46%MORTALITY AMONG NON-ABSTAINERS -STANDARD RISKS HIGHER THAN AMONG ABSTAINERS [232] COMPARATIVE MORTALITY AMONG USES OF ALCOHOL43 AMERICAN LIFE INSURANCE COMPANIES 188S - 1908 OEATH RATE AMONGINSURED LIVES GENER- lnnALLY-MEDICO ACTUAR- ,U0IAL TABLE - OEATH RATE AM0N8POLICYHOLDERS USING no20LASSES OF BEER ° OR 10LASS OF WHISKEYOAILY OEATH RATE AMONGPOLICYHOLDERS GIVINGHISTORY OF PAST IN- 150TEMPERANCE. BUT AP-PARENTLY CURED DEATH RATE AMONGPOLICYHOLDERS USINGMORE THAN 2GLASSE8 mmaOF BEER OR IGLASS 186 OF WHISKEY OAILY. AS TEMPER-ATE & 8TAN0ARD RISKS. [ 28a ] HOW TO LIVE [§4. Now that accurate laboratory evidence isavailable regarding the physiological effectof alcohol in so-called moderate doses theinsurance experience seems consistent, andthe higher mortality among so-called moder-ate drinkers is only what we would naturallyexpect to find in the light of the most recentknowledge regarding its effects upon thehuman organism, not only in the direct causa-tion of disease, but in lowering the defense todisease and increasing the liability to accident,and the tendency to careless In the recent medico-actuarial investigation, A. c t u. sl ri Mortality including forty-three American life insurance Investigation . companies, the combined experience on usersof alcohol has been compiled, with very inter-esting results. It may be subdivided as


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Keywords: ., bookcentury1900, bookdecade1910, booksubjecthygiene, bookyear1915