. Baltimore and Ohio employees magazine . will be no expense to an applicant, or obligation on his part,even though a loan be granted and he finds he cannot use it. There is also extended to employes, and the immediate membersof their families, the privilege of depositing money in the SavingsFeature, receiving in addition to the guaranteed rate of interest,4 per cent., such dividend as the Committee in charge of the de-partment may see fit to award. The dividend paid has not beenless than 1 per cent. (5 per cent, in all) for over two decades. An innovation in the manner of depositing is that e


. Baltimore and Ohio employees magazine . will be no expense to an applicant, or obligation on his part,even though a loan be granted and he finds he cannot use it. There is also extended to employes, and the immediate membersof their families, the privilege of depositing money in the SavingsFeature, receiving in addition to the guaranteed rate of interest,4 per cent., such dividend as the Committee in charge of the de-partment may see fit to award. The dividend paid has not beenless than 1 per cent. (5 per cent, in all) for over two decades. An innovation in the manner of depositing is that employes mayhave stipulated sums taken out of their wages on the pay rolls andcredited to their accounts. This encourages systematic saving andreduces to a minimum the trouble of making a deposit. This isparticularly advantageous to those living in small towns and placeswhere there are no banks or depositories of the Savings Feature. For the other advantages offered by this department, write toDivision S, Relief Department, Baltimore, The department has desirable properties at the following points,which may be purchased on the monthly payment plan: Baltimore, , , Junct., OhioConnellsville, Pa. Fairmont, W. , , , Pa. Glenwood (Pittsburgh), , W. Va. Louisville, , W. City, OhioWashington, , Ohio l^st Please mention our magazine when writing advertisers


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Keywords: ., bookcentury1900, bookdecade1910, booksubjectbaltimo, bookyear1912