Architect and engineer . Telephone and Electrical EngineersAutomatic Electric Company, Chicago AUTOMATIC TELEPHONES and AUTOMATIC ENUNCIATOR Some of the Installations: Baker, Hamilton-Pacific Co.; J. D. & Spreckels Securities Co.: California Packing Corporation; Sperry Flour Co., So. Vallejo. TELAUTOGRAPH CORPORATION, New York Some of the Installations: Palace Hotel, Hotel St. Francis, Bank of California, California Hawaiian Sugar Refining Co., Crockett, Cal. INSTALLATION AND MAINTENANCE OFELECTRICAL AND TELEPHONE APPARATUSTel. Douglas 722 320 Market St, San\Francisco Steam Heatingand Ven


Architect and engineer . Telephone and Electrical EngineersAutomatic Electric Company, Chicago AUTOMATIC TELEPHONES and AUTOMATIC ENUNCIATOR Some of the Installations: Baker, Hamilton-Pacific Co.; J. D. & Spreckels Securities Co.: California Packing Corporation; Sperry Flour Co., So. Vallejo. TELAUTOGRAPH CORPORATION, New York Some of the Installations: Palace Hotel, Hotel St. Francis, Bank of California, California Hawaiian Sugar Refining Co., Crockett, Cal. INSTALLATION AND MAINTENANCE OFELECTRICAL AND TELEPHONE APPARATUSTel. Douglas 722 320 Market St, San\Francisco Steam Heatingand Ventilating. For Commercial andPublic Buildings Furnace Heatinjg For the Home Mangrum & Otter, he. 827-831 Mission StreetPhone Kearny 3155 SAN FRANCISCO =11 Mortgagor andMortgagee Interests Where a mortgagee insures his owninterest at his own expense, payment ofa loss before the mortgage is paid is nota payment on the mortgage, and, converse-ly, a mortgagor, insuring his separate in-terest, is entitled to the insurance pro-ceeds, but, where the mortgagor eflfectsinsurance payable to the mortgagee as hisinterest may appear, the policy is for thebenefit of both parties. Sisk v. RapiianoConn., 108 Atl., 858. BANKERS & SHIPPERS INSUR-ANCE COMPANY OF NEW YORK OUR POLICIES ARETECHNICALLY CORRECT Capital ,000 Policyholders Surplus 2,381,000 FIRE AUTOMOBILE Pacific Coast Department, DIXVVELL DAVENPORT, Manager INSURANCE EXCHANGE FRANCISCO FRANK M. BURNSIDE, Manager Automobile When writing to Advertisers please mention this magazine. 160 THE ARCHITECT AND ENGINEER CALIFORNIA ARTISTIC


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