. The National Civic Federation review . ople of a community inencouraging attractive home-making is of far-reach-ing consequence. Plans for Saving and Lending Money. Mutual plans for saving and lending money haveproved highly beneficial to employes, through pro-tecting them in times of stress, when desperationforces agreement to any terms, against the extor-tions of the money-shark. To avoid encouragingI he tendency to borrow, any plan for lending shouldbe conditioned upon a system of saving. Insurance and Pensions. Beneficial insurance societies are quite commonlyincluded In welfare work, bo


. The National Civic Federation review . ople of a community inencouraging attractive home-making is of far-reach-ing consequence. Plans for Saving and Lending Money. Mutual plans for saving and lending money haveproved highly beneficial to employes, through pro-tecting them in times of stress, when desperationforces agreement to any terms, against the extor-tions of the money-shark. To avoid encouragingI he tendency to borrow, any plan for lending shouldbe conditioned upon a system of saving. Insurance and Pensions. Beneficial insurance societies are quite commonlyincluded In welfare work, both compulsory and vol-untary plans having been tried with varying degreesof success. Related to these are pension plans, inwhich there is a HTowints; interest. This entire classof projects requires more original research and ex-periment than any other phase of welfare work, astheir inception and successful operation are complicated by many problems, GlCKTKVIMCj HlUCKS, Secretary Welfare Department. August, 1904 MONTHLY I\ E V J E VV 7 t.


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Keywords: ., bookcentury1900, bookdecade1900, booksubjectlaborandlaboringclas