. Baltimore and Ohio employees magazine . Looking up the Potomac River. 5. Magnolia Cut-OS and Ma n Lir e. BEAUTY SPOTS ALONG OUR LINE IN THE ALLEGHENIESOrleans Road, Wesf Virginia. 3. Doe Gully at the Beginning of Magnolia Cut-0,T. 4. Near Sir Johns Run6. East End of Magnolia Cut-Off, Paw Paw, W. Va. 7. Ttie Bridge at Harpers Ferry Photographs by William R. Hicks. Valualion Department all. It is true that the Baltimoreand Ohio furnishes office room,clerical force, etc., but in cases ofdispute the decisions as to claimsrest with your Board. Probably it will interest you toknow that the Savings

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. Baltimore and Ohio employees magazine . Looking up the Potomac River. 5. Magnolia Cut-OS and Ma n Lir e. BEAUTY SPOTS ALONG OUR LINE IN THE ALLEGHENIESOrleans Road, Wesf Virginia. 3. Doe Gully at the Beginning of Magnolia Cut-0,T. 4. Near Sir Johns Run6. East End of Magnolia Cut-Off, Paw Paw, W. Va. 7. Ttie Bridge at Harpers Ferry Photographs by William R. Hicks. Valualion Department all. It is true that the Baltimoreand Ohio furnishes office room,clerical force, etc., but in cases ofdispute the decisions as to claimsrest with your Board. Probably it will interest you toknow that the Savings Feature nowhas on deposit more than $12,000,000,of which $7,403,000 is loaned out toemployes who are purchasing orimproving their homes. Of thebalance, about 84,000,000 is investediTi first-class securities. The remain-der, on which the Baltimore andOhio guarantees four per cent., isia the Treasury-. Since the inaugura-tion of this feature, the employeshave acquired more than $35,000,000 worth of property through loans. The Pension Feat

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