. Baltimore and Ohio employees magazine . we have yet seen. If Mr. Taylorhad been a man less in sympathy withthe policy of the Railroad, less willingto assume responsibility, less able tosize up a situation quickly and useexcellent judgment in handling it,Mr. Mantles crop would probablyhave been ruined, not only at largeloss to him and his firm, but also withthe probable result that the Balti-more and Ohio would have lost con-siderable revenue through lack ofopportunity to handle his peach crop. Whether the Baltimore and Ohioprofits directly or indirectly, or not,however, is beside the questio


. Baltimore and Ohio employees magazine . we have yet seen. If Mr. Taylorhad been a man less in sympathy withthe policy of the Railroad, less willingto assume responsibility, less able tosize up a situation quickly and useexcellent judgment in handling it,Mr. Mantles crop would probablyhave been ruined, not only at largeloss to him and his firm, but also withthe probable result that the Balti-more and Ohio would have lost con-siderable revenue through lack ofopportunity to handle his peach crop. Whether the Baltimore and Ohioprofits directly or indirectly, or not,however, is beside the question. Ourpolicy has been clearly outlined byPresident Willard and it has noselfish strings attached to it. As apublic service organization it is ourduty to help the public whenever wereasonably can, and particularly in anemergency where, on account of ourlarge organization and potentialstrength, the Baltimore and Ohiois the only agency which can supplythe necessary assistance. The names of men who have as-sumed obvious responsibilities and. I L-x. ■ Upper left: Agent G. W. Taylor, Rainesville, Ohio. Right: Mr. Hiram Mantle and his two sons. Below: A part of their beautiful orchard handled them for the welfare of thepersons and causes affected, standout in history. It is a creditablething to do this, especially in anemergency which one has never facedbefore. Mr. Taylor has proved him- self a good Baltimore and Ohio neigh-bor in the best sense of the word andother employes would do well to followhis good examjjle and handle similaremergencies with the quickness, graspand good judgment which he showed. Good Prospects for Marked Reductionin Loss and Damage Claims for 1922 THAT the railroads will probablysave between forty and fiftymillion dollars in freight lossand damage claims this year, is indi-cated by recent figures compiled andannounced by the freight claim divi-sion of the American Railway Asso-ciation. The total payments made by therailroads in 1920 for losses and dam-age to


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