Tin Shui Wai public housing flats in northern Hong Kong. The home ownership scheme housing are flats that are being developed by the Hong Kong government offering up to 60% discount of the market value offered to the low income families.

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Photo credit: © SOPA Images / Alamy / Afripics
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Keywords: agency, apartment, apartments, authority, building, disparity, elderly, estate, flat, home, hong, hongkong, housing, income, kong, pension, property, rental, shui, state, tin, unemployment, wan