Coast review . isco who had no insurance. The patrol was organized in 1875, and inthat and the succeeding year does not seem to have covered itself with glory, if the elevationof the unbroken line pointing to 46 and 55 percent, loss to insurance is any criterion. Forthe nest nine years, however, we have a lineso steadily low as to excite our admiration anciprompt the question, if the fire patrol did notdo it, what did ? The year 1886 and its ex-periences are still fresh in our memories. TheBancroft, Tatum & Bowen and Brannan streetfires caused a loss of $1,700,000, which wasquite enough to acc
Coast review . isco who had no insurance. The patrol was organized in 1875, and inthat and the succeeding year does not seem to have covered itself with glory, if the elevationof the unbroken line pointing to 46 and 55 percent, loss to insurance is any criterion. Forthe nest nine years, however, we have a lineso steadily low as to excite our admiration anciprompt the question, if the fire patrol did notdo it, what did ? The year 1886 and its ex-periences are still fresh in our memories. TheBancroft, Tatum & Bowen and Brannan streetfires caused a loss of $1,700,000, which wasquite enough to account for the isinnaclestanding under that date. It is not to this question of salvage, how-ever, that your attention is called (even itsenemies will accord to the patrol its meed ofpraise on that head), but to the import-ant one as to whether the existence ofthe patrol is not causing a very material 214 Coast Review. [March, Diagram No. 8. Sau Francisco Loss Loss pxld by Insurance Companies Loss not covered. reduction in lines offered for protection hjthe merchaDts of San Francisco. The twolower lines on tlie diagram will, I think, set-tle that question definitely. As beforestated, the dotted line shows the amountpaid by the companies, and the dashes theamount destroyed but not covered in eachyear; the two amounts added being equal to• the percentage indicated by the unbroken 71 we find the two lines almost together;in 72 the people suffered a greater loss thanthe companies, indicating insufficient prottc-;tion. In the following three years the com-panies paid the heaviest proportion, while in7G the amounts are almost equal, but with I the citizens line still underneath, and it soremains until 85 and 86, when, after a spurtduring these years, it returns to its old posi-tion in 87. Now, what does this prove? Simply this,that the citizens of San Francisco are to-daysuffering no greater loss, in proportion to theamount destroyed, than they were -pve-vious to the organiza
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Keywords: ., bookcentury1800, bookdecade1870, booksubjectminesandmineralresou
